Stories Matter
Loans Rates and Terms
Loan Rates
| Loan Type | APR* |
|---|---|
| Auto or Truck* | As low as 4.75% |
| RV & Travel Trailer* | As low as 6.44% |
| Motorcycle* | As low as 5.49% |
| Boat & Watercraft | As low as 6.44% |
| Signature Unsecured & LOC* | As low as 13.49% |
| VISA Classic®* | As low as 12.90% |
*"As low as" rates listed are the lowest possible rates and may not be available to all borrowers. APR is based on loan term and borrower's credit history.
Auto/Truck loan rate based on well qualified borrower, 36-month term, and vehicle age 7 years or less.
Some loans include a minimum loan amount.
Savings Rates
To learn more about our savings account options check out our savings accounts page.
| Type of account | Rate | APY* |
|---|---|---|
| Regular savings | 0.10% | 0.10% |
| Holiday Club | 0.20% | 0.20% |
Certificate Rates
To learn more about our certificates check out our certificates page.
| Balance- 6-Month Term Regular Certificate | Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | 3.20% | 3.25% |
| $10,000 to $49,999.99 | 3.20% | 3.25% |
| $50,000 to $99,999.99 | 3.00% | 3.04% |
| $100,000 and above | 3.00% | 3.04% |
| Balance -12-Month Term Regular Certificate | Rate | APY* |
|---|---|---|
| $1,000 to $4,999.00 | 3.00% | 3.04% |
| $2,500.00 to $9,999.00 | 3.00% | 3.04% |
| $10,000 to $49,999.99 | 3.00% | 3.04% |
| $50,000 to $99,999.99 | 2.80% | 2.83% |
| $100,000 and above | 2.80% | 2.83% |
| Balance - IRA Certificate - 1 Year (Traditional or Roth) | Rate | APY* |
|---|---|---|
| $1,000 to $9,999.99 | 3.00% | 3.04% |
| $10,000 to $49,999.99 | 3.00% | 3.04% |
| $50,000 to $99,999.99 | 3.00% | 3.04% |
| $100,000 and above | 3.20% | 3.24% |
| Balance Certificate Builder - 1 Year | Rate | APY* |
|---|---|---|
| $1.00 to $5,000.00 | 5% | 5.12% |
With only $1.00 required to open, this is a great way to start long term savings. Give us a call or swing by in-person to get started.
Limit one active Certificate Builder per member. Not available for online purchase.
* APY = Annual Percentage Yield
* APR = Annual Percentage Rate
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Please note that all rates displayed on this page are subject to change without notice. We strive to provide the most accurate and up-to-date information but cannot guarantee that at all times. To verify rates and details, please contact us at (509) 838-8960
